Kasasa Disclaimers

Qualification Information:

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, and purchases made with debit cards not issued by our bank.

"Monthly Qualification Cycle" means the current statement cycle.

Reward Information:

Depending on what Kasasa account you have, you will receive the following rewards when you meet your account's qualifications during a Monthly Qualification Cycle:

Kasasa Cash: daily balances up to and including $10,000 receive an APY of 3.00%; and daily balances over $10,000 earn an interest rate of 0.032% on the portion of the daily balance over $10,000, resulting in a range from 0.032% to 3.00% APY depending on the account's daily balance.

Kasasa Cash Back: you will receive 4.00% cash back on up to a total of $200 debit card purchases that post and settle to the account during that cycle period. A maximum of $8 cash back payments may be earned per Monthly Qualification Cycle.

Kasasa Saver: daily balances up to and including $25,000 in your Kasasa Saver account earn an APY of 0.75% and daily balances over $25,000 earn an interest rate of 0.35% on the portion of the daily balance over $25,000, resulting in a range from 0.35% to 0.75% APY depending on the account's daily balance.

Depending on your Kasasa account, when your qualifications are not met, cash back payments are not made and:

Kasasa Cash: the entire daily balance in the Kasasa Cash account earns 0.01% APY.

Kasasa Saver: the entire daily balance in the Kasasa Saver account earns 0.01% APY.

Interest will be credited to your Kasasa Cash and Kasasa Saver accounts on the last day of the current statement cycle.

If Kasasa Cash or Kasasa Cash Back are linked to Kasasa Saver, the following also apply:

Kasasa Cash: When linked to a Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account, if the account balance is less than the transferred amount when the transfer occurs.

Kasasa Cash Back: When linked to a Kasasa Saver account, the cash back payments earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the last day of the current statement cycle.

APY = Annual Percentage Yield.

APYs accurate as of [07/19/2021].

Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.

$200 minimum deposit is required to open the account.

$25 minimum deposit is required to open the account.

During the Monthly Qualification Cycle there must be 12 debit card transactions that post and settle, at least one Direct Deposit, or ACH automatic payment to post and settle, or bill pay transaction, enrollment and log into online banking, and receipt of electronic statements are conditions of this account.

Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of Kasasa Saver's linked Kasasa Cash or Kasasa Cash Back account's qualifications.

Limit of one account(s) per social security number.

There are no recurring monthly maintenance charges or fees to open or close this account.

A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account.

A linked Kasasa Saver account is required for automatic savings.

Member FDIC.

Trademarks:

Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.